Date	Title	Author / Organization	Summary
	2009	Regional Resilience in the Face of Foreclosures: Evidence from Six Metropolitan Areas;	Todd Swanstrom, University of Missouri-St. Louis; Karen Chapple, University of California, Berkeley; Dan Immergluck, Georgia Institute of Technology for University of California-Berkley Institute of Urban and Regional Development and the Macarthur Foundation (2009).	"Because surging foreclosures have been a major cause of a larger economic recession, much of the national conversation around foreclosures has been about their macroeconomic effects and impacts on the broader financial and real estate economies. But foreclosures also have local effects, leaving behind devastated households, disrupted communities, distressed municipalities, and damaged regions. In the absence of federal and state policies, local actors have stepped in to try to deal with the challenge of spreading foreclosures. Little systemic research has been conducted on metropolitan responses to the foreclosure threat. Our research is based on dozens of interviews conducted in 2008 in six metropolitan areas (St. Louis, Cleveland, East Bay (CA), Riverside, Chicago and Atlanta).
	2009	State of the Nation's Housing - 2009	Joint Center for Housing Studies at Harvard University	Despite unprecedented federal efforts to jumpstart the economy and help homeowners keep up with their mortgage payments, home prices continued to fall and foreclosures continued to mount in most areas through the first quarter of 2009. While new and existing home sales and single-family starts have shown some signs of stabilizing, ongoing job losses, house price deflation, and tighter mortgage credit are placing any recovery at risk. This annual study examines many aspects of our Nation's housing.
	2009	Housing-Related Funding Opportunities for State and Local Governments in the American Recovery and Reinvestment Act of 2009	National Housing Conference (NHC)	National Housing Conference (NHC) has completed an analysis of the American Recovery and Reinvestment Act of 2009 (ARRA) that organizes housing and community development programs that received funding in the legislation by specific types of eligible institutions or government entities. An executive summary is available as well as an extended analysis of ARRA.
	2009	Beltway Burden: The Combined Cost of Housing and Transportation in the Greater Washington DC, Metropolitan Area.	ULI Terwilliger Center for Workforce Housing	Housing located far from transit and employment centers places a heavy financial strain on working families in the Washington, D.C. metropolitan region, according to a new publication from the Urban Land Institute (ULI) Terwilliger Center for Workforce Housing. Beltway Burden: The Combined Cost of Housing and Transportation in the Greater Washington, DC Metropolitan Area, documents the challenges faced by area working families who are forced to "drive ‘till they qualify" for housing, incurring higher transportation costs that eventually erode their housing cost savings. It finds that area families are victim to combined housing and transportation costs that constitute, on average, nearly 47 percent of the area median income.
	2009	Updated Analysis of Home Sale Prices and Appraised Home Values in High Foreclosure Rate Neighborhoods	RCLCO for Atlanta Neighborhood Development Partnership, Inc.	An April 2009 update to ANDP/RCLCO's October 2008 study of the property tax assessments in 15 metro Atlanta zip codes with high foreclosure rates. The report found that in the five core counties of metro Atlanta - Clayton, Cobb, DeKalb, Gwinnett and Fulton - property tax assessments were often not reflective of dramatically reduced property values in high foreclosure neighborhoods.
	2008	Workforce Housing Update: Defining the Need for Workforce Housing in Atlanta	Bleakly Advisory Group for The ULI Terwilliger Center for Workforce Housing	The purpose of this report is to build upon the key findings of earlier research, update them to reflect current demographic and economic conditions, and describe the continuing need for workforce housing in the Atlanta region and the challenges inherent in meeting it.  It is hoped that the report will provide a baseline for understanding the current market and how developers - both for-profit and non-profit - can respond to it.
	2008	Analysis of Home Sale Prices and Appraised Home Values in High Foreclosure Rate Neighborhoods	RCLCO for Atlanta Neighborhood Development Partnership, Inc.	A study of the property tax assessments in 15 metro Atlanta zip codes with high foreclosure rates. The report found that in the five core counties of metro Atlanta - Clayton, Cobb, DeKalb, Gwinnett and Fulton - property tax assessments were often not reflective of dramatically reduced property values in high foreclosure neighborhoods.
	2008	Large Scale Redevelopment Initiatives, Housing Values, and Gentrification: The Case of the Atlanta Beltline, under review	Georgia Stand-Up	This paper examines the impacts on residential property values of municipal-led planning for a large-scale, multi-use land development project called the Atlanta Beltline, which involves the production, over a 25 year period, of a wide array of greenspace, light rail transit, and related privately-owned real estate developments. Unlike many analyses of state-led development initiatives, the analysis here focuses on impacts that occur as a result of the early planning for the ultimate project – and the public knowledge of such planning – rather than on impacts that follow formal state intervention or actual physical redevelopment.
	2008	Who Gentrifies Low Income Neighborhoods?	Center for Economic Studies	This paper uses confidential Census data, specifically the 1990 and 2000 Census Long Form data, to study the demographic processes underlying the gentrification of low-income urban neighborhoods during the 1990's. In contrast to previous studies, the analysis is conducted at the more refined census-tract level with a narrower definition of gentrification and more closely matched comparison neighborhoods
	2008	From the subprime to the exotic: Excessive mortgage market risk and implications for metropolitan communities and neighborhoods	Dan Immergluck- Georgia Institute of Technology, City and Regional Planning Program	This article analyzes recent trends in mortgage finance in order to recommend what local planners can do to reduce the negative consequences of high-risk home lending in communities
	2008	Out of the goodness of their hearts? Regulatory and regional impacts on bank investment in housing and community development in the U.S.	Dan Immergluck- Georgia Institute of Technology, City and Regional Planning Program	This article examines how different factors explain the CRA-qualified investments by banks and finds that the identity of the regulator (the United States has four banking regulators) has a major impact on the level of qualified investments, and finds that, other things equal, a difference in regulators can cause a bank’s qualified investments to more than double.
	2008	Enter the Housing Industry, Stage Right: A Working Paper on the History of Housing Policy	Joint Center for Housing Studies, Harvard University	This paper offers an in-depth historical account of housing policy in the United States. While most historians of housing policy study housing reformers and especially those who promoted public housing, von Hoffman additionally examines the influence of trade associations and private industry. He outlines the challenges that signified a need for housing policy, summarizes the various attitudes toward public housing and other existing responses, and discusses the origination of Eisenhower’s Housing Act of 1954.
	2008	Good Home Improvers Make Good Neighbors	Joint Center for Housing Studies, Harvard University	Home improvement activities of an individual homeowner may impose costs and benefits on nearby property owners and thereby influence the general level of maintenance in the neighborhood. Using the Metropolitan Surveys of the American Housing Survey from 1995-2004, this paper analyzes the differences in real appreciation rates between neighborhoods with different levels of median home improvement spending
	2008	Long-Term Affordable Housing Strategies in Hot Housing Markets	Joint Center for Housing Studies, Harvard University	This paper inventories strategies for maintaining affordable housing toward perpetuity in hot markets in an increasing number of locales. Long-term affordable housing strategies answer the call to make affordable housing resources last longer as federal funding for affordable housing diminishes, rental affordability programs expire, and owners prematurely buy their way out of affordable mortgages
	2008	Impact Fees and Affordable Housing: A Guide for Practitioners	Department of Housing and Urban Development	A Guidebook intended to help practitioners design impact fees that more equitably reflect actual proportionate share with respect to impact fees and therefore lessen the negative impact such fee on housing affordability. It is not a research report but a guideline, based on substantial research, for addressing issues of housing affordability and equity.  The guidebook asserts that modern information systems make it easier than ever before for communities to develop impact fees that correspond more accurately to actual costs associated with new homes
	2008	The State of the Nation's Housing 2008	Joint Center for Housing Studies, Harvard University	Report summarizes the state of the housing sector for 2008 including single family, multifamily and manufactured homes, demographic information, market status and projections
	2008	Getting More from Low-Income Housing Assistance	Brookings Institute	This report offers a criticism of the current system of providing low-income housing assistance arguing that the current system falls short due to its excessive reliance on unit-based assistance and its failure to provide housing assistance to all of the poorest eligible families who ask for help.  The paper proposes and alternative strategy for providing low-income housing and argues that a transition to an entitlement housing assistance program that relies exclusively on tenant-based assistance would benefit most current recipients of housing assistance, and the reforms would give those taxpayers who want to help low-income families with their housing more for their money.
	2008	Lessons from Another Crisis: Why Providing Debt Relief for Households is Not a Good Idea	Brookings Institute	Opinion piece authored by the Mauricio Cárdenas, Director of the Brookings Institute’s Latin America Initiative. This report uses the Colombian mortgage crisis of the late 1990s to illustrate the danger of homeowner debt relief programs to the economy.
	2008	Facilitating Shared Appreciation Mortgages to Prevent Housing Crashes and Affordability Crises	Brookings Institute	This paper argues that development of shared appreciation mortgage (SAM) markets in the United States would moderate the impending decline in homeown­ership and lower the risk of future housing crashes.
	2008	Land Banking as Metropolitan Policy	The Brookings Institute	The paper asserts that the nation’s rising numbers of vacant and abandoned properties necessitates a more robust drive by the federal government to help states and localities manage excess supplies of real estate and address their negative consequences on communities.  In the paper, Alexander recommends that federal policy should better capitalize local and regional land banking, incentivize reforms of state and local codes, and encourage the development of cross-boundary, inter-jurisdictional entities that will allow cities and towns to address property issues across their entire region
	2008	Community Response to the Foreclosure Crisis: Thoughts on Local Interventions	Federal Reserve Bank of Atlanta	This paper provides a basic approach that local governments, nonprofits and others can use to think through their responses to the foreclosure crisis.  In additional to profiling the various response available at the local level, the author provides a basic classification of local responses to the foreclosure crisis and indicates the sorts of responses appropriate for different types of organizations within the nonprofit, public and private sector.
	2008	Stretched Thin: The Impact of Rising Housing Expenses on America’s Owners and Renters	Center for Housing Policy	This study, conducted by the Center for Housing Policy, the research affiliate of the National Housing Conference, found that in addition to mortgage payments several factors are contributing to the challenge of rising housing expenses and segments of the housing market are being affected including, homeowners and renters, new and longtime homeowners, and households with and without mortgage.  The study found that between 1996 and 2006 all the major categories of homeowner expenses increased faster than incomes. Mortgage payments increased 46 percent, utilities 43 percent, property taxes 66 percent, and property insurance 83 percent. By contrast, homeowner incomes increased by 36.3 percent. Rental costs also increased faster than incomes. Rents increased by 51 percent between 1996 and 2006, while renter incomes increased only 31.4 percent over the same period. The study further found that large increases since 2006 in the cost of heating oil, natural gas, and gasoline have further stretched families’ budgets
	2007	Making the Case for Housing Choices and Complete Communities: The Next Generation	Atlanta Neighborhood Development Partnership - Mixed Income Communities Initiative (MICI)	Examines the region's housing challenges and the growing need for complete, affordable communities (providing a variety of housing types and price points) in locations convenient to jobs.
	2007	Rethinking U.S. Rental Housing Policy	Joint Center for Housing Studies, Harvard University	This paper asserts that federal housing policy, particularly rental housing policy, is not effective or extensive enough.  The paper explores the pressures driving the demand for affordable rental housing and suggests a new blueprint for the nation’s rental housing policy that responds to the root causes of current challenges, respects the creativity and increasing capacity of state and local government and reconnects housing policy to the larger issues that Americans care about.
	2007	The Housing Landscape for America's Working Families	National Housing Conference, Center for Housing Policy	This report finds that the number of low- to moderate-income working family renters paying more than half their income for housing has doubled—growing faster than the number of working family homeowners with this problem.  Specifically, the study found that the number of working family renters paying more than half their income for housing grew 103 percent from 1 to 2.1 million between 1997 and 2005. The number of working family homeowners paying more than half their income for housing increased at a significantly slower rate, rising 75 percent from 1.4 million to 2.4 million during the same time period.
	2006	From Traditional to Reformed: A Review of the Land Use Regulations in the Nation's 50 largest Metropolitan Areas	Brookings Institute	Local land use regulations help define the character of cities, towns, counties, and entire regions. Zoning, comprehensive plans, infrastructure control, urban containment, building moratoriums, and permit caps can drive development outward, promote density, or something in between. They can also directly affect the composition of inhabitants by facilitating rental properties and low-income residents, especially when these regulations are coupled with programs to promote housing affordability. This comprehensive survey of local land use regulations finds a wide variety of regulatory regimes in the nation's 50 largest metropolitan areas. They range from exclusionary and restrictive to innovative and accommodating. These produce a variety of effects on metropolitan growth and density, and on the opportunities afforded to the residents that live there
	2006	Tools for Mixed-Income TOD	Reconnecting America's Center for Center for Transit Oriented Development	This paper describes and evaluates tools and strategies that are being used to create mixed-income and affordable housing near transit in regions around the U.S. The first half of the paper explains how these various strategies are being used and the limitations and successes of each, and the second half discusses best practices and provides examples of each.
	2006	Impact of single family mortgage foreclosures on crime	Dan Immergluck & Geoff Smith- Georgia Institute of Technology, City and Regional Planning Program and the Woodstock Institute	This paper examines the impact of foreclosures of single-family mortgages on levels of violent and property crime at the neighborhood level. Using data on foreclosures, neighborhood characteristics, and crime, the study found that higher foreclosure levels do contribute to higher levels of violent crime.
	2006	Affordable Workforce Housing Implementation Task Force: Executive Summary of Recommendations 2007	City of Atlanta	Mayor Shirley Franklin’s overall Economic Development Plan includes a key goal to create 10,000 new affordable workforce housing units by 2009.  Given the importance of this goal, in late fall 2005 Mayor Shirley Franklin via the Atlanta Committee for Progress (ACP) initiated and effort to push for progress on a few key initiatives that had been identified by the prior Housing Task Force during the Mayor’s first term.  The results of this initiative are summarized in this report.
	2005	Alternative Land Use Futures- Metro Atlanta 2025	Georgia Institute of Technology, City and Regional Planning Program	The purpose of this graduate planning studio was to inform the ongoing regional discussion of possible land use futures for the Atlanta region. This project is intended to help citizens and decision makers understand the scope and type of the land use changes needed to accommodate likely future growth. This project is designed to reinforce other similar efforts that are looking at regional land use issues, such as the Georgia Regional Transportation Authority’s Northern Subarea Study and the Metropolitan Atlanta Chamber of Commerce’s Regional Land Use Vision. Hopefully, the Atlanta Regional Commission will be able to draw from all of these efforts as it prepares the 2030 Regional Development Plan and Regional Transportation Plan
	2005	Atlanta MetroPatterns	Metropolitan Area Research Corporation, Ameregis and Atlanta Neighborhood Development Partnership	The report finds that large segments of the Atlanta area’s population cannot afford to live in the region’s growing job centers. The uneven distribution of affordable housing across the region reinforces existing patterns of racial and income segregation. The report also finds that the spatial mismatch between jobs and affordable housing contributes to the socio-economic isolation of many minority residents, who find it increasingly hard to access the job centers of the north and the northeast due to limited affordable housing alternatives and lack of public transportation, and exacerbates the problems of traffic congestion and lengthy commutes, which not only reduce the quality of life of all the region’s residents but also create additional costs for the region’s economy.
	2005	Fair Share Housing in the Atlanta Region	Georgia Institute of Technology, City and Regional Planning Program	The purposes of this report are to examine how housing is distributed throughout the Atlanta region and determine where the greatest housing needs are based on a fair share housing proposal. This report was prepared by Georgia Tech Masters Degree students in the City and Regional Planning Department as part of a studio course during the fall semester of 2003 under the direction of Dr. David Sawicki with the assistance of Aidan Poile.
	2005	Beltline Redevelopment Plan	Atlanta Development Authority	This plan outlines an extended project to redevelop along 22 miles of historic rail segments that encircle Atlanta's urban core. The BeltLine—by attracting and organizing some of the region’s future growth around parks, transit, and trails located in the inner core of Atlanta—will help to change Atlanta’s pattern of regional sprawl and hopefully lead to a vibrant and livable Atlanta with an enhanced quality of life for all City residents.  The plan emphasizes components such as  green space, connectivity, transit and workforce housing, including 5,600 new workforce housing units.
	2004	Making the Case for Mixed Income & Mixed Use Communities	Mixed Income Communities Initiative (MICI)	Summary of four years' research and discussion about the rising problem of housing affordability in metro Atlanta. The report establishes a compelling demonstration of the region's rising inability to provide affordable housing at all income levels, particularly in areas convenient and accessible to jobs and recommending several courses of action.
	2004	Inclusionary Zoning, The California Experience-	National Housing Conference	This report catalogs the experience of Inclusionary housing practices in California.
	2003	Geography of Household type in the Atlanta Region	Atlanta Regional Commission and Georgia State University, Andrew Young School of Public Policy	Provides a description of types of households and location according to 2000 census data for the Atlanta Metro area.